There are many people interested in looking at your credit score or more importantly your credit history. A good score shows you as a person who diligently pays your debts when they fall due and a poor score will reflect badly on you and lenders may well decide that you should have to pay a premium in the interest rates, or worse still, they may be reluctant to loan money to you at all.

When you are applying to a financial institution to borrow money you are generally asked to sign a form that will grant the lender authorisation to check on your credit score with your countries credit reference agency.
A credit score check is quite often the first thing that a financial institution (lender, insurer, bank or credit [...]